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Custom Home Financing

One of the biggest hurdles in building your own home is getting a construction loan. Lending institutions really don't like lending to owner-builders with little to no construction skills or history.

But, most lenders look favorably on UBuildIt clients. They trust UBuildIt's proven system to guide our clients through the building process.

Lending institutions also like the fact that our clients have a successful track record of building and remodeling quality homes that are worth much more than the original mortgage amounts.

Your local UBuildIt office can help you find the construction loan that is right for your custom home or remodel project.

Our Funding Partners

UBuildIt has relationships with many local and national construction lenders offering a variety of customized owner-builder loan programs for you.

• Fast, easy approval process
• Low fees
• Competitive rates
• Exceptional customer service!

Loan highlights may include:

• One-time close Construction-to-Permanent Loan
• One loan. One set of fees
• Online loan tracking
• 100% construction financing
• Zero point loans
• Rate protection
• No payments during construction*
• Jumbo Loans to $3 million

*Interest payments will be required in the event the interest reserve is depleted before completion.

To Get Started:

• Request more information

Construction-To-Permanent Loans

One loan, one closing, and one set of fees! Getting approved for a construction loan often requires applying for two loans—one for construction financing and one for permanent financing. Many lenders we work with offer Construction-To-Permanent loan that combines both types of financing into a single loan.

Lot Loans

Select a Lot loan to finance the purchase of a residential lot for future construction of your primary residence or second home. When you are ready to build, our lenders will help you with your Construction-To-Permanent loan.

Bridge Loans

Don't wait to sell your old home before building your dream home. You can access equity in your current home to use as the down payment on a Construction-To-Permanent loan.

Remodeler Loans

Remodeling loans are designed for the homeowner who is making a major improvement to their primary residence. This type of loan usually calculates the value of the home by adding the value of the planned improvement to the home's current value. You get immediate access to the construction funds at loan closing. That means more dollars are available to improve your home.

An Construction Loan Specialist will contact you to answer your financing questions and discuss your project. There is NO obligation and NO charge.

To Get Started:

• Request more information

UBuildIt is not a mortgage lender or broker.